Rick & Angie Williams, Realtors,
ABR, e-PRO

Cells
423-202-2058
423-202-2059

Fax
423-913-2131

Office
423-467-0005

email us

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T.C. Lewis & Co. Properties

6315 Kingsport Highway
Johnson City, TN  37615
423-467-0005

Buyers

Whether you’re a first time home buyer, looking to purchase investment property or a retirement/vacation home, we are here to help. Buying a home is usually the largest single investment anyone makes in their life. It is critical that buyers make use of all the tools and services available to them.

We have listed below 10 Top Tips for Buyers.

1. Analyze your financial situation to help you determine how much you can afford.

2. Be an informed buyer. More information equals more effectiveness.

3. Determine your needs and wants. What is essential in your new home? What would be nice to have

4. Work with an Agent. It is important to do this before you rush off looking for homes, you may end up with no representation. If you contact us we will be happy to take you through the entire process of buying a home. Remember our services to buyers are free! You are not making any commitments,  we expect to earn your loyalty by providing quality professional service.

5. Get your financial picture in focus as soon as possible. Since it is an important component, be aware of your credit situation.

6. As your Realtors® we will show you how to get pre-qualified and pre-approved from a Mortgage lender.

7. Familiarize yourself with the mortgage process.

8. Will your move take you further than just across town? Let us help with you relocation. We work with several good realtors in each state and can help you locate the right one just for you.

9. Home Hunting Time! What should you take with you? How to remember and score the homes you view?

10. Familiarize yourself with how to set a value on a house. This can save you a great deal of time and helps to avoid disappointment. As your Realtors® Rick and I will provide you with a Comparable Market Analysis, (A report indicating the value of a home), for any property of interest to you.
When you find an acceptable house, we will write an offer. We will help familiarize yourself with how offers become contracts. A successful offer is not just based upon the price. Work with us and maximize your negotiating power.

Frequently Asked Questions

Q. Does the buyer have to pay for our services?
A. No. I provide my services free of charge to all buyers. I am paid by the selling brokerage on completion of a successful sale. My fees are set by the selling brokerage when they list the property. I have a fiduciary responsibility to you the Buyer only!

Q. Can I save money by contacting the Selling Brokerage directly?
A. No. The Selling Brokerage has a contract with the seller to charge the same fee regardless of who actually sells the property. Contacting the Selling Brokerage directly will not save you any money, in fact it is more likely to cost you money as the Selling Brokerage can not legally provide you with full representation and negotiate on your behalf.

Q. Will you point out the negative, as well as the positive aspects of each home?
A. Yes. Because I work for you and not the seller, I don't try to "sell" you on any particular homes. In fact, I point out the negatives so you can make an informed decision, and there are no surprises after you move in. I have no vested interest in selling one particular home that I have been contracted by a seller to market. Therefore my only interest is in finding a property that meets your exact requirements and then making the transaction flow as smoothly and as profitably as possible.

Q. Will you keep everything I tell you confidential, including my financial information, motives for buying and negotiating strategies?
A. Absolutely! I am ethically and legally bound to keep all of your information confidential. Actually, I try to find out as much as possible about the seller's situation, so I can use it to your advantage in my negotiating strategy.

Q. What does an exclusive buyer agent do for me specifically?
A. An exclusive buyer agent represents only your interests as a homebuyer. This means:

Keeping information provided by you confidential.

Assisting you with financing sources and programs.

Providing all known information about the seller's motivations.

Pointing out both the positive and negative features of a home.

Never pushing you toward a more expensive or inappropriate home.

Providing comparable market data to evaluate a sales price.

Helping you formulate a negotiating strategy.

Coordinating with your inspector, lender, and title company.

Managing the closing process and solving any problems.

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